Service

Validation

A unique combination of expertise, professionalism and empathy, ensuring a seamless and effortless experience, for both you and your policyholders.

Door to door
VIP service

With our VIP service JCS can offer door to door service for high net worth items

Your client is our priority

Whatever the item being validated or replaced, your client is our priority

Complete our simple forms

To make the process easy, we have a simple form to complete which help us spread up the validation and claim

Nationwide service

JCS offer a Nationwide Jewellery Claim Validation Service ascertaining current costs of Mid-High Net Worth Jewellery, 22ct Asian Jewellery and all brands of Watches.

Any documentation submitted to JCS by the policyholder/Insurer to help substantiate a claim e.g. Photos, Purchase Receipts or Pre-Loss Valuations are saved and stored on our database against the respective claim.

All original purchase receipts, watch guarantees and boxes are retained by JCS as a means of reducing duplicate claims.

All telephone calls are recorded by JCS for training and monitoring purposes, and to help combat fraud.

JCS can manage all claims

JCS believe the most important factor in the claim validation process is to establish proof of ownership for the items being claimed for.

High Net Worth Jewellery
Diamond Jewellery
European Jewellery
22ct Asian Jewellery
Turkish Jewellery
Watches
Diamond Jewellery
If you are claiming for a loss or theft of watch, JCS will work closely with you and your Insurer to provide a satisfactory solution to your claim.

To assist JCS in validating your claim, watch guarantee cards, photo's or the original purchase receipt will be of paramount importance to us in pricing the watch at today's Retail Recommended Price.
The majority of claims received at JCS fall into this category. JCS can validate most types of jewellery eg. Modern, Secondhand and Antique.

One of our experienced jewellers will discuss your claim in detail over the telephone at a time convenient to you, in order to ascertain vital details of your lost or stolen item(s), at this stage any documentation e.g. photos, purchase receipts or pre-loss valuations submitted to JCS by the policyholder/insurer will be utilised in conjunction with our research to submit our final itemised report to your insurance company/loss adjuster.

The most common carat of gold claimed for in the UK is 9ct gold, 18ct gold is the standard purity sold by retailers in most European Union countries, Dubai and some Far Eastern countries.

No other country hallmarks their jewellery to the standard carried out in the UK. Many countries just stamp their jewellery 14k,18k or 22k, however, this may not be the guaranteed carat of gold!

Hallmarking is a compulsory state requirement carried out according to the 1973 UK Hallmarking Act and subsequent amendments. London, Sheffield, Birmingham & Edinburgh are the four assay offices that have been appointed to carry out the hallmarking.

Every item of Jewellery that JCS supply is hallmarked by law.
JCS utilise in excess of 50 Asian Retail Jewellers across the UK (most of whom are second and third generation jewellers) to assist us in claim validation and the replacement of stolen/lost jewellery if requested by insurers?

Our UK network of Asian Retail Jewellers can also talk in the policyholders ‘Mother Tongue’ (if English is not the preferred language of the policyholder?) in order to validate the claim and extract essential details like, purchase costs, styles of jewellery and the gram weight or ‘Tola’.

Once the claim has been successfully validated by our appointed Asian Jeweller, JCS forward the itemised report to Insurers confirming the current costs to replace the gold jewellery.

Once a Policyholder replaces their 22ct gold jewellery via one of our UK Asian Retail Jewellers, they must provide two proof’s of ID when collecting their goods. The selected Asian Retailer will also issue a current Insurance Valuation free of charge to the policy holder to forward on to their Insurer.

JCS can appoint a Special Investigator with over 30 years experience handling 22ct Asian jewellery claims if requested by insurers if they have reason to believe the claim is fraudulent?
JCS offer the Insurance Industry an expert Claim Validation and Replacement service for 14ct & 18ct gold Turkish Jewellery and Coins via our suppliers in London.

Our experienced Turkish Jewellers will discuss the insurance claim at a convenient time with the policy holder in their native language if preferred, to extract vital details of the lost or stolen items, such as purchase costs, jewellery designs, and gram weights to ascertain the current replacement costs to be submitted to insurers in our itemised report.

Have a question?